Which group is not typically associated with insurable risks?

Individuals with uninsurable risks represent a group that is not typically associated with insurable risks because uninsurable risks refer to those that insurance companies cannot cover. These risks are often considered too high, unpredictable, or uncertain, making it impractical or impossible for insurers to provide policies against them. Examples of uninsurable risks include certain pre-existing health conditions, catastrophic events that are highly unlikely but could lead to massive losses, or risks related to illegal activities.

In contrast, property owners, business owners, and investors engage with various insurable risks, such as property damage, liability, and financial risks respectively. These groups typically seek insurance products to manage the risks associated with their properties, business operations, and investments, which are regular components of the insurance market.