What are the three basic levels of long-term care?

Study for the Florida 2-15 Insurance License Test. Use flashcards and multiple-choice questions with helpful hints and explanations. Get ready for your exam!

The correct answer identifies the three basic levels of long-term care as institutional care, home-based care, and community care, which correspond to how services are delivered across different environments.

Institutional care refers to care provided in facilities such as nursing homes or skilled nursing facilities, where residents receive 24-hour care and supervision. This level is crucial for individuals who require significant medical and personal support that cannot be effectively managed at home.

Home-based care allows individuals to remain in their own homes while receiving necessary assistance and healthcare services. This level of care caters to those who might need help with daily activities or medical treatment but prefer to stay in their familiar environment.

Community care encompasses services offered in local settings, such as adult day care centers or senior centers, which can provide social activities and some medical services. This type of care allows individuals to engage with others and maintain a level of independence while still receiving support.

Together, these levels of long-term care reflect a continuum of services that can effectively meet varying needs, enabling individuals to choose the most appropriate option for their circumstances.

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