In group life insurance, employees may be classified in all of the following categories EXCEPT which?

In group life insurance, employees can be classified based on various criteria to determine eligibility, coverage amounts, and premiums. Common classifications include occupation, age, and health status.

Occupation is used because different job roles may carry different levels of risk, affecting life insurance underwriting. Age is another vital factor, as older employees may represent a higher risk to insurers. Health status is also significant, but in a group policy context, it is often assessed collectively without detailed individual health examinations.

Gender, however, typically does not serve as a classification for group life insurance policies in the same way the other criteria do. This is largely due to regulations and laws aiming to promote equality and prevent discrimination based on gender in insurance practices. Many insurers avoid using gender classifications to ensure fairness and compliance with equal opportunity standards. This adherence to non-discriminatory practices is particularly important in group settings where the sharing of risks is key.

Thus, the categorization of gender as a basis for determining coverage or premiums in group life insurance contracts does not align with standard practices, making it the correct answer to this question.