Group health plans issued by mutual companies typically provide dividends which are likely paid if:

Group health plans issued by mutual companies are structured to return excess profits to policyholders in the form of dividends. When expenses and claims costs are less than anticipated, it indicates that the company has been able to manage its resources effectively, leading to a surplus in funds. If claims are fewer or less costly than projected, this surplus can be distributed back to members, enhancing their financial benefit from participating in the health plan.

This aligns with the mutual company model, where policyholders are also considered the owners of the company, thus entitled to share in any profits generated. Consequently, a situation where expenses and claims costs are lower than expected directly supports the likelihood of dividend payout, making this the correct choice. Other aspects such as request for dividends or high administrative costs do not typically influence the actual distribution of dividends in the same significant way.